Legal
Privacy policy
What we collect, how we use it, and what we never do with it.
- Last updated13 September 2026
- Sensitive dataBank-level security, never sold
- ConsentExplicit, on every form
How we handle your data
Our information practices
We have created this privacy policy (hereinafter the “Privacy Policy”) in order to disclose our information gathering and dissemination practices. We understand the importance that Internet users place on privacy and have designed our service with this in mind. You agree to this Privacy Policy, in its entirety, when you: 1) access or use our “Website”; and/or 2) select and register for an offer(s) on the Website by clicking the offer(s) presented. If you do not agree with the terms and conditions of our Privacy Policy, please do not use or access the Website.
Information we collect
The information that we collect is generally limited to personal information about you that you submit on the Website. The personally identifiable information that may be collected includes: your name; address; email address; telephone number; fax number; information about your interests in and use of various products, programs, and services; and education level and interests.
To the extent that customer credit card-specific information is collected by our company and any of our affiliates and/or subsidiaries, said information will be kept in confidence and will not be shared with any third parties (other than consumer credit agencies) without the customer’s prior informed consent.
Like most standard website servers, we use log files. Log files track anonymous user information including, but not limited to, Internet Protocol (“IP”) addresses, browser type, Internet Service Provider (“ISP”), referring/exit pages, platform type, date/time stamp, and number of clicks. This information is tracked in order to analyze trends, administer the Website, track users’ movements in the aggregate and gather broad demographic information for aggregate use. The information tracked via log files is not linked to personally identifiable information.
Sensitive personal information
Credit reports, Social Security numbers and other sensitive personal information are collected only where they are necessary to perform the services you have asked for, are held under bank-level security, and are never sold. Where a form on this Website collects personal information, it carries an explicit consent checkbox, and submitting it is the consent.
Cookies
The Website uses a “cookie” to assign a unique identifier to your computer. The cookies we use are persistent files that your web browser places on your computer’s hard drive. Cookies may be used to help save information on past activities and other preferences, so that you are not required to reenter information each time that you visit the Website, and to deliver content specific to your interests. No personally identifiable information is gathered by the cookie.
How we use your information
Any personal information that you supply to us remains your personal property. We only send email marketing to individuals that have agreed, whether by visiting this Website or through third party websites, to receive email marketing from us. We do not send unsolicited bulk email. Though we make every effort to preserve user privacy, we may be required to disclose personal information in some instances, such as when required by law wherein we have a good faith belief that such action is necessary to comply with a judicial proceeding, court order, and/or subpoena.
California residents
If you are a resident of the State of California and would like to opt out from the disclosure of your personal information to any third party for direct marketing purposes, please e-mail us at nextc2026@gmail.com.
Get started
Get your free consultation and credit analysis
No hourly fee, no hidden fees, no long binding contract. We will read your report with you, in English or in Spanish, and tell you what we would do about it.
Or talk to a person+1 (813) 560-5452+1 (813) 438-0250nextc2026@gmail.comWhat happens next1 We read all three of your reports with you.2 We tell you what we would dispute, and why.3 You decide whether to go ahead. No obligation.We are not a law firm. We cannot guarantee any outcome or score increase, and accurate, current and verifiable information cannot be removed. You may dispute items yourself free of charge, and you may cancel within 3 business days.